The Hidden Cost of Fraud: How Airtel Payments Bank Protects Your Main Account

Digital frauds are rising — learn how Airtel Payments Bank helps you protect your main account and bank safely.

In today’s digital world, cash has nearly disappeared from our daily lives. Whether it’s paying the grocer via UPI, booking a cab, renewing OTT subscriptions, or shopping online — our phones have become our wallets. Millions of digitally savvy Indians now enjoy the convenience and speed of cashless payments.

But this convenience comes with growing digital risks. According to the RBI, frauds linked to digital payments have tripled in FY25, while government data shows that India lost over ₹22,800 crore to cybercrime in 2024.

The Domino Effect of Digital Fraud

Digital fraud isn’t just about stolen money — it sets off a chain reaction. From phishing scams to fake apps, cybercriminals exploit the trust and habits of everyday users, particularly young professionals and urban consumers.

The financial losses are only part of the problem. Victims often face missed bill payments, late fees, and emotional stress, which can disrupt their financial stability and peace of mind.

Limit Your Exposure: The Smart Way to Spend

The best defence against digital fraud is separating your everyday spending from your core savings — and that’s exactly what Airtel Payments Bank’s Safe Second Account helps you do.

By keeping only the money needed for daily transactions in this account, you ensure that your primary savings remain untouched, even in the event of a scam. This simple setup protects you from major financial setbacks while allowing you to continue banking confidently.

Key Features That Put You in Control

• Limit Management – Set daily or per-transaction limits to stick to your budget and prevent overspending.

• Sleep Mode – Instantly pause all outgoing transactions when your account isn’t in use.

• Fraud Alarm – Quickly report suspicious activity, block your account, reset your mPIN, and alert a dedicated fraud response team — all in one tap.

• 
  

Together, these features reduce your exposure to fraud and help you maintain financial discipline without sacrificing convenience.

Bank Smart. Stay Secure.

Digital scams may not always be preventable, but their hidden costs — missed bills, penalties, and financial anxiety — can be avoided.

By adopting smart banking habits with tools like Airtel Payments Bank’s Safe Second Account, you can protect your core savings while managing daily expenses safely. With advanced features like limit management, sleep mode, and fraud alarm, you gain both security and peace of mind — keeping your financial life stress-free and organised.